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Welcome to Your Credit Score Builder

Are you looking to improve your credit score and take control of your financial future? Our Credit Score Builder program is designed just for you! With our secured credit card offering, you can build your credit score responsibly while enjoying the benefits of everyday spending.

Our story

Start Building Your Credit Today

Don’t let a low credit score hold you back. With our Credit Builder Card, you can take proactive steps to improve your creditworthiness. Whether you’re looking to make a big purchase in the future or simply want to establish a solid credit history, our card is the perfect solution.

Why Choose Our Credit Builder Card?

Our Credit Builder Card is specifically tailored to help individuals like you enhance their credit profiles. Here’s how it works:

Product

Easy Application Process

: Apply for your secured credit card in just minutes and start your journey towards better credit today.

Build Credit Responsibly

Use your card for everyday purchases and watch your credit score improve over time. Our card reports to all three major credit bureaus, ensuring that your responsible spending habits are recognized 

No Hard Credit Chack

We believe in giving everyone a chance. That’s why our application process does not involve a hard credit check, making it easier for you to get started

Features Of Our Credit Builder Card

Flexible Spending

Use your card anywhere that accepts credit cards. This allows you to build credit through your regular spending habits.

Manageable APR

Our card comes with a representative APR of 34.9% (variable), which is competitive for a credit-building card 

Access to Financial Tools

Alongside your card, you’ll gain access to tools that help you track your spending and monitor your credit score, empowering you to make informed financial decisions

A suite of tools at your disposal

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Risky Credit Cards

  • Interest rates over 30%
  • Designed to make you pay high-interest payments
  • High credit card max that can get you into debt
  • Reports in 30+ days

Credit Builder Card

  • Interest rates under 25%
  • Low $200 limit so you won't go into debt
  • Designed to help you build credit
  • Reports within a week of approval

Why Is Credit Important

Your credit score can be the make-or-break detail that determines if you qualify and how much you will pay for your next car loan or home mortgage.